As I said to you at the time mate. The fact that the "Engineers" report included the cost of a full replacement lock set (ignition, tank, seat removal & helmet lock) But only because he didn't have the keys to check if the locks still worked?
Was more than enough to make the insurance company write the bike off.Then factor in a few small marks on the panels which would (in the insurance world) equate to brand new replacement panels. Even though you told me that several of the marks were already there from general use.
You still having the keys and all the locks still working perfectly. Plus you not giving a crap about a few additional tiny marks from where the bike was manhandled into a van by the scumbag thief.
Equalled the bargain of the century as a buy back after being paid out by your insurance company.
The photos you posted the other day of yourself & your grandson cleaning your bikes. Proves beyond any doubt that buying your bike back was a great move! It'll continue to give you sterling service. Whilst owing you virtually nowt!
The only downside to all of that. Is the fact that lazy attitude from insurance companies increases all of our premiums. If they'd thought to ask if you could supply the keys. I genuinely doubt that the bike would have been written off.
